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La dación en pago, una opción para los ahogados por la hipoteca
De la negociación al desahucio: tres familias en diferentes etapas de la ejecución hipotecaria
http://ccaa.elpais.com/ccaa/2012/04/19/videos/1334821170_274815.html
スペインでの、住宅ローンの不払いのため、差し押えや、立ち退きの場合
スペインでの、住宅ローンの不払いのため、差し押えや、立ち退きの場合
English translation from Spanish of this page of the newspapre
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The payment in kind, an option for the drowned by the mortgage
Negotiation of eviction, three families in different stages of foreclosure
When the eviction is turned against the guarantor
Start collecting signatures of the ILP for payment in
PHOTO GALLERY The eviction of Vincent
Luis Almodovar / Beatriz Borges / Paula Married / Alvaro de la Rua Madrid 19 ABR 2012 - 09:39 CET
Lack of information is a common denominator in cases of foreclosure on families Torres Vargas and Vallejo. Vicente Torres, 74, retired, was the guarantor of his son to buy a flat in Carabanchel, southwest of Madrid. The notice of eviction came unexpectedly and "with little room for maneuver," says his grandson, Jonathan Torres, who is helping him cope with this situation. Jonathan did not know how to act until he met the PAH (Platform Affected by Mortgage). With the organization's lawyers try to negotiate payment in kind and social rent for his grandfather, who is ill, do not have to leave the floor.
Mauricio Esteban Vallejo is in a time prior to eviction: the floor and was auctioned off and returned his guarantor in payment. Caixa Galicia, an entity with which your mortgage, claiming a debt of 70,000 euros for failing to cover the entire value of the home auction. Vallejo knows he will have to leave the house soon, but hopes that before receiving notice of eviction "is possible to continue negotiating with the bank" to return to Ecuador without debt.
Jose Manuel Vargas was able to get ahead a little to the facts and in 2009, soon learned that he was out of work, the bank warned. Despite this, he was given little choice: "They told me I should refinance your mortgage and be paid what he could. Never told me about foreclosed" he says. After learning about your situation and that of other families in Parla, learned that could gather the necessary documentation to apply for the Foundation. Currently awaiting a response from La Caixa about your case.
Negotiation of eviction, three families in different stages of foreclosure
When the eviction is turned against the guarantor
Start collecting signatures of the ILP for payment in
PHOTO GALLERY The eviction of Vincent
Luis Almodovar / Beatriz Borges / Paula Married / Alvaro de la Rua Madrid 19 ABR 2012 - 09:39 CET
Lack of information is a common denominator in cases of foreclosure on families Torres Vargas and Vallejo. Vicente Torres, 74, retired, was the guarantor of his son to buy a flat in Carabanchel, southwest of Madrid. The notice of eviction came unexpectedly and "with little room for maneuver," says his grandson, Jonathan Torres, who is helping him cope with this situation. Jonathan did not know how to act until he met the PAH (Platform Affected by Mortgage). With the organization's lawyers try to negotiate payment in kind and social rent for his grandfather, who is ill, do not have to leave the floor.
Mauricio Esteban Vallejo is in a time prior to eviction: the floor and was auctioned off and returned his guarantor in payment. Caixa Galicia, an entity with which your mortgage, claiming a debt of 70,000 euros for failing to cover the entire value of the home auction. Vallejo knows he will have to leave the house soon, but hopes that before receiving notice of eviction "is possible to continue negotiating with the bank" to return to Ecuador without debt.
Jose Manuel Vargas was able to get ahead a little to the facts and in 2009, soon learned that he was out of work, the bank warned. Despite this, he was given little choice: "They told me I should refinance your mortgage and be paid what he could. Never told me about foreclosed" he says. After learning about your situation and that of other families in Parla, learned that could gather the necessary documentation to apply for the Foundation. Currently awaiting a response from La Caixa about your case.
スペインでの、住宅ローンの不払いのため、差し押えや、立ち退きの場合
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