スペイン国立銀行そうさい、ルイス·マリア·リンデ、は本日、ぎんこうの経営方針、取締役への報酬や株主への報酬とその顧客に与えるげんせいな公共財務情報に厳しい "可能なすべてを強調する"ために銀行に呼びかけ。
BANCO ESPAÑA
Linde pide más rigor a la banca en la gestión, retribución e información
EFE Economía Madrid 31 MAY 2013 - 16:22 CET
BANK SPAIN
Linde calls for more rigor to the management banking, payment and information
Economy EFE Madrid 31 MAY 2013 - 16:22 CET
The governor of the Bank of Spain, Luis Maria Linde, today called on the bank to "accentuate everything possible" rigorous in its management policies, remuneration to the directors and shareholders and public financial information that gives its customers.
In this way, banks would optimize the impact of the reforms undertaken in 2012, which Linde sees "very important" for the immediate future of the sector.
And with this, the bank will be able to help improve access to finance businesses and households and the recovery of activity and employment.
Linde is well expressed in a speech today to the Board of the Bank of Spain, which has highlighted the "important" steps that have been taken in the last year in the restructuring process, especially in reference to strengthening creditworthiness, increased transparency and improved organization and efficiency.
"I think they are taking significant steps for restructuring and industry consolidation around groups viable and well capitalized," said Linde, for whom, soon to be deepened in this line with the design of a disinvestment plan FROB nationalized the two entities.
In his speech, Linde has been referred to the regulatory changes in the sector, which in his opinion "was, indeed, great."
Furthermore, in relation to banking supervision, recalled that the Memorandum of Understanding entered banking helps the Bank's commitment of Spain to perform an internal review of its procedures supervisors.
In fulfilling this commitment, a committee was formed to make a diagnosis on such procedures and identify and make proposals for reform, which issued its report in October.
According to Linde, in his recommendations raised the definition of a standard framework for supervisory action based on the risk profile of each entity implementing continuous monitoring system "in situ" in all relevant banking groups or improvements the formalization of supervisory actions.
"The creation of Unified Monitoring Mechanism in the European Central Bank, which we hope to launch in July 2014, will involve (for Spanish banking supervision) the need to adapt organization and procedures, a process that will take time and should be undertaken with prudence, "he said.
In this regard also added that one of the lessons of the crisis has been the need to complement the traditional approach of regulatory and supervisory policies with a new macroprudential approach, aimed at ensuring the stability of the whole banking.
The Bank of Spain was a pioneer in the implementation of any of these policies as dynamic provisioning, as pointed Linde, which has ensured that this instrument has "limited ability to curb lending in the boom and, seen in perspective, it seems Clearly, additional measures have been desirable to limit the accumulation of risks. "
However, their orientation was adequate counter and show that provided an important cushion to absorb losses during the crisis.
In any case there is broad agreement on the need to strengthen the macroprudential policy framework, according to the governor explained that Spain has created a committee that began its work in October and has approved its final report a few days ago .
Although some details of the new institutional framework are to outline their main features are already defined, said Linde, who has announced that it will create a board whose function will be to propose measures to preserve financial system stability.
Linde expects the new body can be formed and start working in 2014.
