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スペイン政府に雇われた外部監査役のOliver Wyman社とRoland Berger社は、スペインの銀行のうち、不良債権問題のある85%の銀行を訪れ、住宅ローン、消費者ローン、企業への貸し付けなどの期待損失を調べた、資本増強に必要な資金は約750億0000'0000ユーロくらい
Las auditoras externas visitan a las entidades para afinar lo que les urge
Oliver Wyman y Roland Berger querían precisar mejor la necesidad de provisiones
Según fuentes del mercado, la necesidad de fondos ascenderá a unos 75.000 millones
The external audit visit institutions to refine what you are urged
Oliver Wyman and Roland Berger wanted to clarify the need for provisions
According to market sources, the need for funds to be about 75,000 million
Inigo de Madrid Barron 19 JUN 2012 - 00:00 CET
Oliver Wyman and Roland Berger wanted to clarify the need for provisions
According to market sources, the need for funds to be about 75,000 million
Inigo de Madrid Barron 19 JUN 2012 - 00:00 CET
The market is anxious to know the final verdict. This Thursday will meet the capital needs of 85% of Spanish banks in case of a radical worsening of the economy, the auditors Oliver Wyman and Roland Berger, hired by the government. With this data, ask for the money the Eurogroup.
According to market sources, the need for funds to be about 75,000 million in the most adverse economic scenario. This figure will be the end result, regardless of capital than large entities may obtain on their own.
To fine-tune, the two auditors have visited the institutions to meet the expected loss in the various portfolios and clarify the need for provisions. They are studying the portfolios of private clients with mortgages, consumer loans and business loans. The fear that exists in the sector is that did not discriminate the quality of institutions and the same applies to all possible default. Some could be summarized by saying that "to require all provisions to be autoexigido Bankia, whose portfolio is worse than others."
Two results of each audit
Each auditor will provide two results: the needs of capital in a baseline scenario, reflecting a probable economic situation. In this case it is speculated that the level of capital required would be 9%. On stage will be asked stressed 7% of capital, with a fall in prices of real estate assets significantly worse.
The auditors projected the study three years, ie until 2014 inclusive, which will exacerbate the capital needs. In principle, it was said that only two years examined.
The conditions are controlled by the monitoring committee consisting of Finance, the Bank of Spain, the Netherlands and France and the IMF, the European supervisor (EBA) and the European Commission.
According to market sources, the need for funds to be about 75,000 million in the most adverse economic scenario. This figure will be the end result, regardless of capital than large entities may obtain on their own.
To fine-tune, the two auditors have visited the institutions to meet the expected loss in the various portfolios and clarify the need for provisions. They are studying the portfolios of private clients with mortgages, consumer loans and business loans. The fear that exists in the sector is that did not discriminate the quality of institutions and the same applies to all possible default. Some could be summarized by saying that "to require all provisions to be autoexigido Bankia, whose portfolio is worse than others."
Two results of each audit
Each auditor will provide two results: the needs of capital in a baseline scenario, reflecting a probable economic situation. In this case it is speculated that the level of capital required would be 9%. On stage will be asked stressed 7% of capital, with a fall in prices of real estate assets significantly worse.
The auditors projected the study three years, ie until 2014 inclusive, which will exacerbate the capital needs. In principle, it was said that only two years examined.
The conditions are controlled by the monitoring committee consisting of Finance, the Bank of Spain, the Netherlands and France and the IMF, the European supervisor (EBA) and the European Commission.
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