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スペインのBanco Sabadell銀行の,Joseph Oliu 頭取, Banco Popular銀行, Roberto Higueras 副頭取は、スペインの銀行の不良債権に対する資本増強は、貸し付けを減少させ、経済不況を悪化させると言う
El Sabadell y el Popular creen que las leyes del Gobierno agudizan la recesión
Los bancos consideran que si se exigen más provisiones los préstamos serán más caros
Íñigo de Barrón Santander27 JUN 2012 - 14:34 CET
The Sabadell and Popular believe that government laws exacerbate the recession
The banks argue that if it requires more supplies will be more expensive loans
Inigo de Santander Barron 27 JUN 2012 - 14:34 CET
The banks argue that if it requires more supplies will be more expensive loans
Inigo de Santander Barron 27 JUN 2012 - 14:34 CET
Before this crisis, the bankers were people who conveyed an image of closeness to power. Was whoever was in front. But I have fixed many stings and sometimes speak their minds, although not politically correct.
The president of Banco Sabadell, Josep Oliu, warned this morning that the granting of credit will be reduced and more expensive in Spain by the higher capital requirements and provisions derived from the new laws the Government. "These measures are procyclical, so that will accelerate the economic downturn. It may be necessary, but they have this effect: accentuate the recession and expensive because they restrict lending to companies although it is said that his ultimate goal is to get more credit, "said the chief executive of the fourth largest Spanish private. Oliu was referring to the two royal decrees in February and May have also had the effect of reducing the income to raise endowments. The objective of the Ministry of Economy was to dispel doubts about the health of their balance sheets.
In very similar terms yesterday expressed Roberto Higueras, vice president of Banco Popular, the fifth private bank. The new law "criminalizes healthy credit portfolio. The effect is a reduction in lending to SMEs and consumption "in general throughout the system. Higuera also said the credit collapse hit to GDP. "It's an instinctive reaction, is Darwinian and is a threat to the recovery that gets us further into the downward cycle," said the number two financial institution. In his view, the natural reaction of a financial institution in this situation would defense, but "we're focused on companies and SMEs and we will keep on top of everything."
During a seminar on the future and the challenges of the euro in the UIMP organized by the Association of Financial Journalists (APIE), Oliu also said that in the case of entities that receive public capital and want to return soon, "his interest to reduce the loan will be higher. The fewer loans, lower provisioning requirements so they can devote everything to win back public capital. " The Catalan executive said that some entities, not to Sabadell, "I injected contingent convertible bonds, known as coconuts ... For those banks really going to come see the coconut," he joked augurándoles difficulties.
Oliu drew a black picture of the economy by what he said he "may be more profitable in the future manage bad bank" (where they accumulate toxic assets of the brick) "that the good banks." Regarding the possibility of transferring assets to "vulture funds," those who engage in buy cheap damaged portfolios, Oliu said. "For us we are vultures. If real estate business, we are not going to give. " Do not trust the solution to the crisis and the drop in risk premium "Europe does not transmit until your project credibility and political support for the sovereign debt of countries. Growth should be adjusted. What is done now with the banks is necessary but not sufficient, "he commented.
The president of Banco Sabadell, Josep Oliu, warned this morning that the granting of credit will be reduced and more expensive in Spain by the higher capital requirements and provisions derived from the new laws the Government. "These measures are procyclical, so that will accelerate the economic downturn. It may be necessary, but they have this effect: accentuate the recession and expensive because they restrict lending to companies although it is said that his ultimate goal is to get more credit, "said the chief executive of the fourth largest Spanish private. Oliu was referring to the two royal decrees in February and May have also had the effect of reducing the income to raise endowments. The objective of the Ministry of Economy was to dispel doubts about the health of their balance sheets.
In very similar terms yesterday expressed Roberto Higueras, vice president of Banco Popular, the fifth private bank. The new law "criminalizes healthy credit portfolio. The effect is a reduction in lending to SMEs and consumption "in general throughout the system. Higuera also said the credit collapse hit to GDP. "It's an instinctive reaction, is Darwinian and is a threat to the recovery that gets us further into the downward cycle," said the number two financial institution. In his view, the natural reaction of a financial institution in this situation would defense, but "we're focused on companies and SMEs and we will keep on top of everything."
During a seminar on the future and the challenges of the euro in the UIMP organized by the Association of Financial Journalists (APIE), Oliu also said that in the case of entities that receive public capital and want to return soon, "his interest to reduce the loan will be higher. The fewer loans, lower provisioning requirements so they can devote everything to win back public capital. " The Catalan executive said that some entities, not to Sabadell, "I injected contingent convertible bonds, known as coconuts ... For those banks really going to come see the coconut," he joked augurándoles difficulties.
Oliu drew a black picture of the economy by what he said he "may be more profitable in the future manage bad bank" (where they accumulate toxic assets of the brick) "that the good banks." Regarding the possibility of transferring assets to "vulture funds," those who engage in buy cheap damaged portfolios, Oliu said. "For us we are vultures. If real estate business, we are not going to give. " Do not trust the solution to the crisis and the drop in risk premium "Europe does not transmit until your project credibility and political support for the sovereign debt of countries. Growth should be adjusted. What is done now with the banks is necessary but not sufficient, "he commented.
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