スペインの人権養護局は、銀行や信用金庫が高い定期貯金と詐欺てきに販売した優先株式の被害者に対する包括的な仲裁を要求
La Defensora del Pueblo reclama un arbitraje universal para las preferentes
La institución aboga por abrir las opciones para que los afectados recuperen sus ahorros
Culpa al Banco de España de amparar la venta de las participaciones
Reclama más competencias e independencia a la CNMV para atajar posibles abusos
David Fernández / El País Madrid 14 MAR 2013 - 13:08 CET
The Ombudsman universal arbitration claim for preferential
The institution advocates open options for victims to recover their savings
Blame the Bank of Spain to defend the sale of the shares
Calls for more powers and independence to the CNMV to tackle possible abuses
David Fernandez / The Country Madrid 14 MAR 2013 - 13:08 CET
The Ombudsman's office has demanded on Thursday the launch of a universal arbitration on preference shares for thousands of savers affected by these controversial financial products try to recover their money. In addition, the institution accused the Bank of Spain of harboring "an image of solvency and soundness" of the preference shares traded entities to build trust among customers. The problem is that then, this turned out not to be true and preferential lost much of its value.
In nationalized entities, the Government has opened arbitration proceedings to resolve the most flagrant cases of bad marketing, as those in which preferential placed illiterate or elderly Alzheimer patients. However, the institution he leads Soledad Becerril has demanded the opening of a universal arbitration in old boxes that have received public aid, which would allow all concerned to attend a mediation process. Thus, it has proposed a commission as independent as possible and not linked to financial institutions that decides which cases are likely to go through the arbitration and which are not.
Should the government agrees to the proposal, the Ombudsman has asked whether the National Securities Market Commission (CNMV) responsible for establishing the universal arbitration.
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Furthermore, for the future and to prevent the reoccurrence of scandals such as preferred, the Ombudswoman has presented a decalogue of recommendations. Among them, asked to give more powers to the CNMV and increase their independence. The aim is that the regulator may seek injunctive relief against allegedly abusive financial products, something that is not within their current roles.
The institution also calls for greater transparency, not to sell products that do not fit the profile of savers and strengthen the financial preparation of selling these products so that they can explain properly. Along with this, claiming that control incentives received by employees of the bank to its variable remuneration does not conflict with the interests of customers. This was what happened with the preferred, the sale, as well as being encouraged by the direction of the entities own, workers reported commissions of branches.
As for the measures that have already been launched from the Executive and the supervisor after the fiasco of preference, Becerril believes "be efficient", but "as long as the supervisory bodies display their duties." That is, change some things because, if they continue as before, will not work.
According to government estimates, there are still about 5,600 million euros in the preferred trapped. The CNMV is responsible for checking the stock market, has opened a dozen records by poor marketing of these products, as although its complexity and typology were oriented to specialized investors, small savers were placed between exploiting the trust they had in your bank or a lifetime. In fact, the increased fivefold preferential claims before the CNMV.
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