スペインの国民擁護局(El Defensor del Pueblo)は、銀行の詐欺まがいの定期預金に見せ掛けた優先株式の被害者に,
救済機関を作るように経済省に要求、また証券取引委員会に優先株式の詐欺的販売についての調査と処罰について協力をこう
BANCA PREFERENTES
El Defensor del Pueblo pide un arbitraje para los afectados por las preferentes
EFE Economía Madrid 22 AGO 2012 - 20:18 CET
PREFERRED BANKING
The Ombudsman requested arbitration for those affected by the preferred
Economy Madrid EFE 22 AGO 2012 - 20:18 CET
The agency headed by Soledad Becerril, who opened an official investigation in February after receiving more than 400 complaints about these products, the CNMV considers that conducted a "preventive control ineffective" to avoid placing undue preference shares among small savers .
The Ombudsman denounces the lack of cooperation from the CNMV in their investigation, as they did not want to "report on its actions or disciplinary proceedings, nor provide the names of the banks involved, citing the confidentiality of the information and data received on the exercise of their supervisory functions. "
The CNMV, directed by Julio Segura since May 2007, said in his initial response to the Ombudsman that the marketing of preferred "had complied with the applicable regulations" in general, but claimed to have detected irregularities that had originated six disciplinary .
In addition to claiming that the CNMV has in the future "greater powers to protect investors", the Ombudsman also requires the Ministry of Economy to launch arbitration "cash and in administrative proceedings" to prevent affected by preferential have to go to court to try to recover their savings, in the process "slow and expensive".
Also remember that encourages banks to "convenience and good practice to reach agreements with investors of these products."
Consumer associations estimate that more than a million customers were caught in the preferred savings after being duped by financial institutions, which did not report that it was a product with low liquidity and profitability in perpetuity unsecured.
So far, only the Galician regional government has promoted arbitration process between financial institutions and customers who purchased preferred shares to unclog the conflicts generated.
In the letter published today, the Ombudsman also recommends Economy and the CNMV that "effective action to promote financial clients have, before signing the contract, knowledge of the product you will subscribe, the investment risk and whether or not covered by any guarantee funds ".
Also, the institution he leads Soledad Becerril considers that in the interests of good practice, the investment contract should also include a study of investor profile and the adequacy of the financial instrument to their circumstances.
In an interview with Efe, the economy minister, Luis de Guindos, announced that the government will impose harsh restrictions on Friday the sale of preferred individuals, who will now be required consent of handwriting and in some cases, a minimum investment of 100,000 euros.
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