スペインの銀行協会は、アンダルシア政府の住宅ローン不払いによる立ち退き(差し押え)手続きにおける住宅の一時的収容(3年以内)には反対。住宅ローンの借金の条件の再交渉(経済危機が始まってから400'000件)、2年間の立ち退きの延長、社会福祉住宅基金の設立で2'500件の低家賃住宅の提供などは実行。
CRISIS DESAHUCIOS
La banca muestra su rechazo a la expropiación de pisos propuesta en Andalucía
EFE Economía Madrid 16 ABR 2013 - 12:19 CET
CRISIS EVICTIONS
The dealer shows his rejection of the proposed expropriation of homes in Andalucía
Economy Madrid EFE 16 ABR 2013 - 12:19 CET
The Spanish Banking Association (AEB) today showed their dissatisfaction with some aspects of the real-decree law in Andalucía, as the use of temporary expropriation of homes in foreclosure proceedings, "in some cases already being addressed by other channels ".
The AEB has made this consideration in a statement after a few days the Andalusian approve a new decree-law on social housing function, which will allow the temporary expropriation, for a maximum period of three years, the use of property involved in eviction proceedings.
A measure, which the Board seeks to ensure the right to housing for those with special emergency circumstances social processes affected by foreclosure.
In this sense, banking employers has shown "respect and deference to the rules made by the authorities" and "sensitivity and concern for the problem of housing, and in particular those most socially vulnerable groups affected by implementation procedures mortgage ".
To overcome such situations, recalled, banks have been taking many initiatives, such as the renegotiation of mortgage loans (over 400,000 since the crisis began), the Code of Practice, the suspension of evictions for two years and the creation of a Social Housing Fund, which has provided 2,500 flats for rental at affordable prices.
The AEB also has been willing to continue to assist in the search for effective solutions-by-property rental or the problem of evictions and access to housing, which affects the most disadvantaged sectors of the population.
However, has been unhappy with some content of the standard, in particular "unjustified restrictions introduced by the right to property and the second additional provision of the standard, which provides temporary expropriation of dwellings using object foreclosure process in some cases are already being addressed through other legal channels. "
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