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スペインの1500億0000'0000ユーロの公的資金を投入した銀行や信用金庫の取締役たちの経営(犯罪?)責任は?
150.000 millones de razones para que el sector dé explicaciones
Las cuantiosas ayudas del Estado avalan la investigación
150,000 million reasons for the sector to give explanations
Substantial state support support the research
Barron Íñigo Madrid 21 JUL 2012 - 23:20 CET
Substantial state support support the research
Barron Íñigo Madrid 21 JUL 2012 - 23:20 CET
For stupidity, greed or inability (or the sum of all this), executives of the financial system are at the feet of horses. They did merit to become the villains of society that sees increasing unemployment and lower taxes while public services and investment in education and health.
At the same time, many of these executives bailed by the State agencies have received salaries millionaires have cut and sold preferred credit, a toxic asset that threatens to ruin nearly 100,000 customers. With this background environment, the hearings start tomorrow of the main actors of the financial crisis in the Economic Committee of Congress.
And he has reasons the Chamber, on behalf of citizens, to investigate. The money committed by the State to save a part of the old savings banks amount 150.553 million. This includes, according to a recent report Restructuring and banking of savings, by UGT, preference shares, directly injected capital, committed funds to ensure delinquent broken bodies, the purchase of financial assets and, especially, guarantees, totaling 95.367 million. For this last aid agencies have paid more than a billion in commissions to the Government.
The CAM and Bankia add 86,000 million in public aid
In 150 553 000 included the participation of the Deposit Guarantee Fund, which is funded directly by banks and indirectly by its customers. Only Santander and BBVA have been issued in this crisis without the umbrella of the state, although the bank has acquired Unnim Basque, which had support in its balance sheet.
And public support is not over. As I recalled the report of UGT, Bankia is due to receive 19,000 million in Europe, guaranteed by the Spanish State. And some 43,000 million plus other institutions with problems, as calculated by the consultant Oliver Wyman. That is, if there are no unpleasant surprises (of which always appear in this crisis), part of the financial sector to absorb public resources by 212,000 million. A fortune incomprehensible to society.
The impact of the financial crisis in the sector resulting in the loss of 30,172 jobs and closing more than 5,700 offices. The loss of these branches "will stop 12% of the Spanish population located in rural communities in financial exclusion," said José Miguel Villa, UGT secretary of banking.
Managers of some nationalized banks have been
the highest paid
The union calls for the creation of a public bank with nationalized banks that ensures delivery of credit to households and SMEs solvent and that the worst of the financial crisis are over 5.5 million unemployed. "There is no other way to revive Spain," said Secretary of Banking of UGT.
Among the banks that have received most aid include the CAM ("the worst of the worst," said Miguel Fernandez Ordonez, former governor of the Bank of Spain) and Bankia, with 44,000 and 42,000 million respectively. Then, two boxes also exceed 10,000 million in aid: Catalunya Caixa and Banco NovaGalicia. The directors of these entities will pass through Congress next week between September.
But worst of this situation is not only receiving aid so many is that in this group of entities are the managers who charge more. In 2011, executives of banks with direct state aid gained 77.65 million from salaries, pensions and rights of armor.
Given this scandalous situation, the Government drafted a Royal Decree in February to limit 600,000 to 300,000 euros. The executive who most affected the measure went to Rodrigo Rato, chairman of Caja Madrid and BFA-Bankia. His salary was fixed at 2.38 million, so that entering meant leaving 1.78 million. In addition, Rato had about two million in variable compensation in 2011 was not paid, according to the entity. Other executives also had large salaries Bankia: José Luis Olivas, co-chairman of Bankia, 1.62 million, and Ildefonso Sanchez, CFO, 1.58 million.
What won the managers of the banks in 2010 is a mystery because they did not declare it because the law does not require it.
But the cruellest to society has been checked everything away before those responsible for the failure of banks that were nationalized. A group of 10 exdirectivos Caja Madrid claimed 25 million upon its release, many have not recovered, but some claim in court.
Three managers perceived Novacaixagalicia 32 million. Among them is Jose Luis Mendez, former CEO of Caixa Galicia, the entity that sank the merger Galicia. Mendez received about 17 million after exercising the full power for 29 years. It was vetoed by the supervisor and could not continue in the merged box. José Luis Pego, Caixanova executive, was entitled to collect 10.8 million to its output. The former CEO of CAM Roberto Lopez Abad claimed 3.8 million "compensation" to leave the box.
The boards allowed the abuses which are under judicial investigation. What did the Bank of Spain? Little or nothing, because he said he only intervened if wages affected the solvency and not interrupted greed.
At the same time, many of these executives bailed by the State agencies have received salaries millionaires have cut and sold preferred credit, a toxic asset that threatens to ruin nearly 100,000 customers. With this background environment, the hearings start tomorrow of the main actors of the financial crisis in the Economic Committee of Congress.
And he has reasons the Chamber, on behalf of citizens, to investigate. The money committed by the State to save a part of the old savings banks amount 150.553 million. This includes, according to a recent report Restructuring and banking of savings, by UGT, preference shares, directly injected capital, committed funds to ensure delinquent broken bodies, the purchase of financial assets and, especially, guarantees, totaling 95.367 million. For this last aid agencies have paid more than a billion in commissions to the Government.
The CAM and Bankia add 86,000 million in public aid
In 150 553 000 included the participation of the Deposit Guarantee Fund, which is funded directly by banks and indirectly by its customers. Only Santander and BBVA have been issued in this crisis without the umbrella of the state, although the bank has acquired Unnim Basque, which had support in its balance sheet.
And public support is not over. As I recalled the report of UGT, Bankia is due to receive 19,000 million in Europe, guaranteed by the Spanish State. And some 43,000 million plus other institutions with problems, as calculated by the consultant Oliver Wyman. That is, if there are no unpleasant surprises (of which always appear in this crisis), part of the financial sector to absorb public resources by 212,000 million. A fortune incomprehensible to society.
The impact of the financial crisis in the sector resulting in the loss of 30,172 jobs and closing more than 5,700 offices. The loss of these branches "will stop 12% of the Spanish population located in rural communities in financial exclusion," said José Miguel Villa, UGT secretary of banking.
Managers of some nationalized banks have been
the highest paid
The union calls for the creation of a public bank with nationalized banks that ensures delivery of credit to households and SMEs solvent and that the worst of the financial crisis are over 5.5 million unemployed. "There is no other way to revive Spain," said Secretary of Banking of UGT.
Among the banks that have received most aid include the CAM ("the worst of the worst," said Miguel Fernandez Ordonez, former governor of the Bank of Spain) and Bankia, with 44,000 and 42,000 million respectively. Then, two boxes also exceed 10,000 million in aid: Catalunya Caixa and Banco NovaGalicia. The directors of these entities will pass through Congress next week between September.
But worst of this situation is not only receiving aid so many is that in this group of entities are the managers who charge more. In 2011, executives of banks with direct state aid gained 77.65 million from salaries, pensions and rights of armor.
Given this scandalous situation, the Government drafted a Royal Decree in February to limit 600,000 to 300,000 euros. The executive who most affected the measure went to Rodrigo Rato, chairman of Caja Madrid and BFA-Bankia. His salary was fixed at 2.38 million, so that entering meant leaving 1.78 million. In addition, Rato had about two million in variable compensation in 2011 was not paid, according to the entity. Other executives also had large salaries Bankia: José Luis Olivas, co-chairman of Bankia, 1.62 million, and Ildefonso Sanchez, CFO, 1.58 million.
What won the managers of the banks in 2010 is a mystery because they did not declare it because the law does not require it.
But the cruellest to society has been checked everything away before those responsible for the failure of banks that were nationalized. A group of 10 exdirectivos Caja Madrid claimed 25 million upon its release, many have not recovered, but some claim in court.
Three managers perceived Novacaixagalicia 32 million. Among them is Jose Luis Mendez, former CEO of Caixa Galicia, the entity that sank the merger Galicia. Mendez received about 17 million after exercising the full power for 29 years. It was vetoed by the supervisor and could not continue in the merged box. José Luis Pego, Caixanova executive, was entitled to collect 10.8 million to its output. The former CEO of CAM Roberto Lopez Abad claimed 3.8 million "compensation" to leave the box.
The boards allowed the abuses which are under judicial investigation. What did the Bank of Spain? Little or nothing, because he said he only intervened if wages affected the solvency and not interrupted greed.
スペインの1500億0000'0000ユーロの公的資金を投入した銀行や信用金庫の取締役たちの経営(犯罪?)責任は?
説明を与えるために、セクターの150,000百万の理由
実質的に国の支援は、研究をサポート
バロンイニゴ·マドリード21 JUL 2012 - 23時20分CET
実質的に国の支援は、研究をサポート
バロンイニゴ·マドリード21 JUL 2012 - 23時20分CET
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