スペインの銀行協会:AEB(Asociacion Espanyola de Banca)会長のMiguel Martin は、優良銀行が、不良銀行に融資·援助には限界があると苦言を言う。
La AEB afirma que la ayuda de la banca sana a la mala tiene un límite
El presidente de la AEB, Miguel Martín, reclama al Gobierno que no exija más ayudas del sector.
El Santander calcula que los tres grandes bancos tendrán el 70% del mercado tras la crisis
Íñigo de Barrón Madrid 23 ABR 2013 - 19:37 CET
The AEB says bank aid to poor sound has a limit
The chairman of the AEB, Miguel Martin, claims the government not to demand more support from the industry.
Santander estimates that the three big banks have 70% of the market after the crisis
Barron Inigo Madrid 23 ABR 2013 - 19:37 CET
The patience of some bankers, the most important, is running out. After several praises government action to the crisis by top executives as Alfredo Sáenz (Santander), Juan María Nin (CaixaBank) and Angel Cano (BBVA), came the cold water. The latter claimed to provide liquidity support to the preferred aid for the bad bank and the attack of the regional governments of Andalusia, Catalonia and Canary against banking floors, has surpassed the red lines.
The charge of making the recriminations was the president of the Spanish Banking Association (AEB), Miguel Martin, who predicted that "I earn my salary." This Tuesday said that "the healthy part of the industry is paying what you can not put the state, but this support is limited. If now there needs to be credit, we must care for the healthy part because it is who can cater to the economy ".
Shortly after his speech at the XX Financial Sector, organized by ABC and Deloitte, AEB president defended the media that the "healthy part of banking is the future of the country and have to try to stimulate not only put obligations. "
Asked if the recent contribution to the Deposit Guarantee Fund (FGD) claimed by Minister Luis de Guindos has been the straw that broke the camel, replied that "it may be the drop that overflows, but does not reach this level. need to reflect not only the Government but the Government of Andalusia, the autonomous regions and the Spanish society of the way out of the crisis with well thought out plans.
The contribution to the Guarantee Fund for preferred "you may overflow the glass droplet"
The bank is putting all his strength to help society to move forward but these efforts do not seem to appreciate or even negative. "He insisted on his idea:" A healthy part of the financial sector need to support him and encourage him not just tell you what doing wrong ".
Also, continually leaving Martin criticized new rules affecting the accounts of entities. The Bank of Spain prepares some changes in the rules on refinanced loans to prevent covert delinquency, but it is unknown what effects on bank balance sheets. "We must have a global strategy established and known for entities to do their planning," he said. Asked by the rules of autonomy seeking expropriate or punish banks that have empty flats, the chairman of the AEB remembered a Financial Times article that said that in Spain they were taking steps to "lead us closer to Argentina than to Europe . We will obey the regional governments but ask a reflection for us all to go to Europe and not to Argentina ".
To reach a 70% share, plus three nationalized banks should be more entities
On the other hand, the commercial banking CEO of Banco Santander, Enrique García Candelas, has calculated that his company, BBVA and CaixaBank share business agglutinate 70% after the restructuring of the Spanish financial sector. This calculation, which is the first time that public comments, is that large would stay with the three nationalized banks: Bankia, CatalunyaBanc and Novagalicia. According to executives of Santander, BBVA and CaixaBank, now among everyone can have a 38% market share. It is assumed that the nationalized entities have a 15% share, so it would add 53%. That is, even missing 17 share points to reach the 70% that has set García Candelas.
"It will produce more quickly than the market expects," said the CEO of Santander in his speech at the Financial Meeting. García Candelas explained that this will mean that Santander count with offices share between 13% and 14%, and that in the case of BBVA will be 11% and more for CaixaBank. "It will be a brutal concentration in two or three years.'ll Be a clear opportunity to make more money. When normalized accounts with cost savings and lower provisions, we will make a lot more money," he said.
This view has been echoed by the director of BBVA Group in Spain and Portugal, Jaime Saenz de Tejada, and business CEO CaixaBank, Juan Antonio Alcaraz, who have participated in the same conference. The manager of Santander has also predicted that the sector will be shaped by seven or eight entities at the end of the adjustment process.
Bankinter bank believes it will take "several years" to recover lost prestige and reputation with the crisis
On the other hand, the director general of the Presidency of Bankia, José Sevilla, has calculated that the exchange of hybrids (senior and subordinated) by actions generate a capital injection of 4,800 million in the bank. Sevilla has advanced nationalized bank recapitalization will materialize in late May, after which BFA will control around 70%.
Sevilla, who has value to the board of BFA-Bankia group consists of professionals, not politicians, acknowledged that the management team would have preferred that the recapitalization would have made "a little faster".
Bankinter's CEO, María Dolores Dancausa, considered that Spanish banks will take "a few years" to recover the prestige and reputation before the crisis, and has warned that healthy banks can not be a "powerhouse money "to overcome the problems facing the sector as a whole.
During his speech, the chief executive of Bankinter has indicated that the recovery of this prestige also for the authorities. "Who played credit need credit. Banks can not give credit if you require trust," he explained.
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