スペインの住宅ローン被害者協会PAHは、住宅ローン不払いによる住宅差押、立ち退きに直面した家族のための"緊急キット"を作る。文書のパッケージは、新しい法律による、銀行の不当な住宅ローン契約条件の訴えを容易に
La PAH crea un “kit de emergencia” para las familias amenazadas de desahucio
El paquete de documentos facilita la denuncia de cláusulas abusivas en el plazo de la nueva ley
Clara Blanchar Barcelona 29 MAY 2013 - 11:21 CET
Activistas antidesahucios en un acto reivindicativo en Barcelona. / ALBERT GARCIA
The PAH make an "emergency kit" for families facing eviction
The package of documents facilitates unfair terms within the new law
Clara Blanchar Barcelona 29 MAY 2013 - 11:21 CET
It has been two and a half months since the judgment of the Court of Justice of the European Union considered unfair Spanish mortgage system. Meanwhile, the Spanish government has approved a new law (the 1/2013) which ignores the approaches of the ILP for-payment in which collected a million and a half signatures-and the Platform of People Affected by Mortgages (PAH ) branded as "useless, illegal and violates human rights." Particularly serious believes that the new law only allows one month deadline for claiming unfair affected. With these raw, the legal team of the PAH has just launched a "emergency kit" for families who can not pay the mortgage and have ongoing implementation processes. That is, the most urgent cases, those who are threatened with eviction.
This packet includes general advice for these families to claim unfair terms in their mortgage contract before 16 June, the month that the new law gives to allege; model writing to request legal aid, to raise unfair and also to seek a stay of attorney auction (if the process is court).
The main criticisms of the platform antidesahucios the new law are that it provides "no option" for people who have lost housing "condemning them to social exclusion" and that fixed things for procedures only month to plead unfair terms, which considers "legal uncertainty". In addition, the new law still allows forced evictions and "without alternative housing" and "maintains perpetual debt." Although the new law "formally introduces the possibility of retroactivity, the conditions required to implement it prevents."
moreEnter the moratorium on evictions for vulnerable groupsThe PP approves eviction law only after trying to attract a groupThe EU court empowers judges to halt evictions
Therefore, the PAH called on citizens to keep fighting to stop evictions and also appeals to the judges "who have shown greater and better knowledge of the social reality that the Government itself, and many have already denounced the inefficiency of recently passed law "and asked to act ex officio: beyond the new law and implement European standards, allowing those affected pose unfair.
The platform further recalls that, while evictions are occurring in Spain there are three million empty homes, according to INE data, many of them from families precisely embargoes or promoters.
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