スペインの不動産業、住宅開発業の8つの問題点、{スペインの銀行危機の根源は"住宅"を"投資"として安易な金儲け道具としてしまった事だ!銀行もその共犯、日本もそうだった}
PROPIEDADES
El futuro inmobiliario, a revisión
Las entidades financieras decidirán si liquidan sus activos o crean grandes inmobiliarias
Se descarta que vuelva a financiarse la compra de suelo
Algunos expertos proponen IVA reducido para segunda vivienda en costa
Inmaculada de la Vega Madrid 18 OCT 2012 - 16:39 CET
PROPERTIES
The future property, to review
Financial institutions decide whether to liquidate their assets or create large estate
It ruled that again financed the purchase of land
Some experts propose reduced VAT rate for second home in Costa
Inmaculada de la Vega Madrid 18 OCT 2012 - 16:39 CET
The diagnosis is not good. The real estate sector health depends on how financial institutions move tab. The recipe, overhaul of administrative procedures and favorable tax measures, and that the sick do your part, specializing in quality.
Challenges, needs and direction. The PwC has assembled a group of experts and submitted a report this week that fixes eight hot topics.
The first, the lack of a clear picture of the stock necessary for the investor and another example of the lack of transparency practiced by the industry and now needed to restore confidence in the bank. Second, the need to shift the product to what the new customer demand trained and informed.
Third, Gonzalo Sanjurjo, responsible partner in PwC sector, tabled the regulatory framework. Up to 10 years can pass from a soil that is purchased until it builds. And the lack of agility is not unique to urban management. Presenting a German company protested the difficulty in obtaining a single license for a local business or an office.
Put on the market in an orderly public property market more dynamic and reduce the deficit.
The regulatory environment is constantly changing and is not competitive. And it would be necessary to adopt fiscal measures which we equate to the rest of Europe, where, for example, REITs operate while Socimi failed. "How about a reduced VAT rate for second home at coast," he asked.
The fourth issue is the funding source. Has the real estate credit risk exposure in the past 10 years by 750% and since 2007 this has decreased only by 2%. After the wreck, the lesson is that the sector will generate resources to not depend on nonexistent funding, especially for floors, and credit to offset the absence of permanent structures such as resources that provide buildings for rent.
The fifth and sixth scoring theme PwC suggests that financial institutions have the final say on the future property. The step has marked financial reforms, leading to the sell-off of assets. The shine on the new map bank property, as if divests and settles or, as in the nineties, creates a large estate.
The seventh is hot topic that bloodletting is not over: increase the bankruptcy proceedings and those who survive will have to adapt to a less fragmented market that will offer a quality product. And your shoes shoemaker: each to his business.
The eighth is the focus of public housing stock, with 53,000 active in Spain. Optimize help reduce deficit and revive the market.
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