スペイン国立銀行の調査官組合の内部報告によると、信用金庫の調査で、検査監督執行委員会は、信用金庫の 不正行為を見て見ぬふりをしていると非難
INFORME DE LOS INSPECTORES DEL BANCO DE ESPAÑA
Los inspectores acusan al Banco de España de alterar sus conclusiones
La asociación reclama que "se firmen los informes para que se asuman responsabilidades"
Los inspectores reprochan que hay "un excesivo nivel de filtros" en el supervisor
Íñigo de Barrón Madrid 7 ENE 2013 - 07:43 CET
INSPECTORS REPORT BANK OF SPAIN
Inspectors accuse the Bank of Spain to alter its conclusions
The association claims that "are signed reports to take responsibility"
Inspectors complain that there is "an excessive level of filters" in the supervisor
Barron Íñigo Madrid 7 ENE 2013 - 07:43 CET
Inspectors Association Bank of Spain, which represents more than 80% of professionals, denounced irregularities in the process of supervision of financial institutions. "Among the inspection report and the decision of the Executive Committee of the Bank of Spain there is an excessive level of filters that only make sense to modulate the outcome of the inspection, so that the report of the inspectors is not among the documents available to the Executive Committee, "reads a report by the inspectors on their front pages. And added: "This has formed an organization in the Bank of Spain in which autonomy has weakened functional and / or technical inspectors, which impairs the effective conduct of its supervisory task."
The criticism comes after supervisor accused of political interference in the crisis of the boxes
Supervisor Officials have refused comment on these statements. However, before this claim, on other occasions, the Bank of Spain has argued that takes into account the opinion of the inspectors, but are made summaries of their inspections (which may have more than 100 pages) for a more practical . The decision, they say, is a collegiate system where responsibility for the intervention of an entity lies in the Directorate General Oversight and not a group of inspectors.
Criticism of the Association is of great significance because it suggests that the meaning has changed the inspector's report which analyzed the situation of an entity with depth. The accusation comes after a financial crisis that has lasted more than four years and where it has been necessary to help two-thirds of the old boxes with more than 50,000 million of public money.
The charge of political interference in the performance of the Bank of Spain has increased in recent years, marked by the collapse of Bankia, which put Spain on the brink of total surrender.
The main complaints
COUNTRY
"There is currently a process of accountability and implemented de facto system lacks the necessary transparency."
"The decision-making processes are inadequate and lack transparency: [...] there is an excessive level of filters that only make sense to modulate the outcome of the inspection."
"The influence of industry [...] has modulated the current monitoring [...] has relaxed the corrective action on the deficiencies found by inspectors."
"We have lost the practice at other times of the issuance of inspection reports, which have been replaced by relations of facts or mere recommendations".
"The request for the inspection [entities] are neglected."
"He has acted in a way too soft in relation to offenses [...] has been lax in stratospheric remuneration policy [...] or in situations such as Alfredo Sáenz and other executives criminally convicted."
"The problems were known, it has simply been a lack of action."
"The usual reaction to evidence of crime is looking the other way. In the work of inspection appear relatively frequently evidence as may appear to be criminal behavior. However, the purpose of the work inspector is geared toward damage detection and evaluation of management [...]. This circumstance, together with the difficulty of proving conduct complex tort does not work actively in the prosecution of crime. "
Inspectors Association has given the letter of 30 points, the dome of the Bank of Spain, led by Luis Linde. The institution is reviewing the failures in oversight mandated by Brussels. After handing the money the bank bailout, the troika (European Commission, ECB and IMF), has called for the Bank of Spain "a formal internal review to identify gaps and make improvements accurate."
The report, entitled Improving the monitoring processes of the Bank of Spain, also accused the leadership of that "reaction to signs of crime" found in the inspection, "is looking the other way."
In addition to reinforcing the status as inspectors and enforcement officers with the rank of senior officials, aim to increase transparency in decision-making. "There is currently a process of accountability and implemented de facto system lacks the necessary transparency," he stated in the first point. Inspectors say that "the processes of decision making" in the institution "are inadequate and unclear."
To raise managers control over the Bank of Spain, the inspectors requested that their obligations are not limited "to the publication of an annual report monitoring" and appearances in Parliament. They claim to know "how many items used to form the bank for its criteria for supervisor, provided that these elements have to be known."
The first step to openly and there is that the authors of the reports take responsibility for the content with your signature, something that does not happen now. "Each supervisory action should be properly identified. Each report must be signed and now does not occur and are not made by anyone "point.
Inspectors demand more "democratic control" of the Bank of Spain
"In the case of discrepancies between inspectors, team leaders and department heads, should be expressly stated in the same signed by each responsible" request. The proof of this problem came in the judicial inquiry into the case Bankia. In this summary, there were reports about the serious problems of management and Bankia Caja Madrid without names and signatures of the authors. The Bank of Spain is considered that if any official document is not signed, is the General Supervision which is responsible for it.
The report also calls for more "responsibility for the actions" of the supervisor, in relation to the decisions taken in the committees (executive, monetary policy and financial stability). " In short, it calls for "a healthy democratic oversight to help ensure that the authorities dealing with the problems of their competitors." Many of these improvements could be collected in the "bank code" that later this year should submit the Bank of Spain the government, say the inspectors. In addition to consolidating rules, claiming to include "the interpretations and internal arrangements affecting Banco managed". Other central banks, including the U.S. Federal Reserve, made public its deliberations after a certain time. The objective pursued is to press on the directors and reject dubious positions knowing that their statements will be known after a while.
スペインの査察報告バンク
検査官は、その結論を変更するためにスペインの銀行を非難
協会は"責任を取るためのレポートを締結している"と主張している
検査官は、スーパーバイザーの "フィルタの過度のレベル"があると文句を言う
バロンイニゴマドリード7 ENE 2013 - 7時43分CET
スペインの査察報告バンク
検査官は、その結論を変更するためにスペインの銀行を非難
協会は"責任を取るためのレポートを締結している"と主張している
検査官は、スーパーバイザーの "フィルタの過度のレベル"があると文句を言う
バロンイニゴマドリード7 ENE 2013 - 7時43分CET
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