スペインのBanco Popularは経営方針を変更して5年間で30%の業務を海外に拡充
El Popular cambia de política y anuncia un plan a 5 años para crecer en el exterior
Ron quiere evitar que su excesiva concentración en España le arrastre en futuras crisis
EFE Economía Madrid 30 ENE 2013 - 10:16 CET
The Popular policy changes and announced a plan to 5 years to grow abroad
Ron wants to prevent their excessive concentration in Spain will drag in future crises
Economy Madrid EFE 30 ENE 2013 - 10:16 CET
President of Banco Popular, Angel Ron, is working on a five-year plan to grow abroad, in a change of strategy that will prevent another crisis might surprise the bank with an excessive concentration in Spain. "The idea is that within five years we have laid the foundation to achieve that 30% of our profit comes from outside Spain," said Ron in an interview with Reuters, in which he announced the forthcoming creation of a Council International Advisor to help you in this new phase.
The company, which has just closed one of the most complex years of its history, which has had to be recapitalized by 3,200 million euros with a capital of 2,500 million, is satisfied with the size it is in Spain, where bets to grow organically and return to their "roots", a proximity banking primarily focused on SMEs.
moreThe bank returns the ECB 1,300 million after recapitalizationThe covered entity with strong oversubscription the capital
The real strategic change will happen on the outside, and primarily in the Americas, with investments not very high but they do allow retail and corporate banking. Today, the People only has about 6% of their assets outside Spain, with more than 200 branches in Portugal and its presence in Miami (USA), which manages the Totalbank, with 19 offices and 2,000 million dollars in assets.
It is precisely in this region that the People want to rest part of its growth strategy. "We are keen to grow in Florida, because it is the gateway to Latin America and the economic recovery that is experiencing" after the recent housing crisis, which brought down the price of housing by 50%, Ron explained.
Other Spanish banks have a presence in Miami. Bankia, for example, owns City National Bank of Florida, an organization that has just closed 2012 with the best results in its history, about 143 million euros, which will be offered for sale, by imposition of Brussels.
Interest in Mexico
But the view of Popular reach to other countries with economic potential and developing a middle class, such as Mexico, "an economy that has a long journey ahead" and a Central American country where, according to Ron, "there are many opportunities." The executive believes that to develop this strategy must "know the country from within." To this end he wants to appoint in the coming months an International Advisory Board to help you explore business opportunities abroad.
In Spain, according to the banker, the strategy is different, because the entity does not see shop big priority, but remain committed to the proximity banking, with a business model based on support for businesses, professionals and self-employed, where considers that there is scope. Moreover, despite the offers that Ron admits receiving from a competitor, especially before the capital increase, defends solo continuity of Banco Popular. In any case, acknowledges that explore emerging opportunities, such as auctions of nationalized, but taking into account if the operation adds value and "no pressure".
The Banco Popular, Ron insisted, has a presence "more than enough" and size "more than reasonable" in Spain following the merger of the Shepherd, that has made them have a network of some 2,000 branches, of which not rule transferring some to the entity that created with its partner Credit Mutuel.
The banker has also ensured that not Sell Popular Internet banking, as first thought, because he believes his "strategic sense", and opt to transfer the card business "revolving" (deferred payment of purchases), that is currently associated with your bank "on line".
The ceiling on deposits is a measure "prudent and positive"
President of Banco Popular, Angel Ron, considers the recommendation of the Bank of Spain to limit the interest on deposits is an initiative "prudent and positive", that will help get credit flowing to the real economy.
In his opinion, the proposal is "very good" for the country because as it is achieved have lower funding costs, banks may also lend at lower interest rates. "If one is funded at lower rates, one is going to pass before or after their customers", said Ron.
0 件のコメント:
コメントを投稿