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スペイン銀行の統計によると、スペインの2012年6月の家庭の借金は8547億9600万0000ユーロで、消費者ローンは3%減り2004億3200万0000ユーロで、住宅ローンは2'2%減少して6539億7400万0000ユーロ(76'2%)
La deuda de las familias crece en junio por el aumento de los créditos al consumo
La deuda hipotecaria cayó un 2,2% y supone el 76% del endeudamiento de los hogares
EP Madrid2 AGO 2012 - 20:15 CET
The household debt grew in June by the increase in consumer credit
Mortgage debt fell 2.2% and accounts for 76% of household debt
Madrid EP 2 AGO 2012 - 20:15 CET
Mortgage debt fell 2.2% and accounts for 76% of household debt
Madrid EP 2 AGO 2012 - 20:15 CET
The household debt picked up again by 0.3% in June compared with May, after six months of consecutive declines, and stood at 857.496 million euros, according to the Bank of Spain.
On year, the household debt fell 3% in the sixth month of the year, especially the decline in consumer credit, which fell by 3.3% compared with June 2011, reaching 200.432 million of euros.
Mortgage debt also fell in June by 2.2% year on year and stood at 653.974 million euros, representing 76.2% of total household debt.
This ratio is maintained for several years, since the drop in housing investment has paralleled that of total debt, so the amount that families spend at home takes up most of their savings.
In monthly values, the increase in household debt is explained by the increase in 3.3% of consumer loans, compared with a decrease of 0.5% of the mortgage debt.
The corporate debt, meanwhile, fell by 3.2% in June compared to May and fell by 2.2% year on year to 1.23 billion euros, due mainly to falling 5% of loans from resident credit institutions and off-balance sheet securitized loans, which amounted to 813.214 million euros.
In contrast, debt securities grew by 9.1% in June year on year, to 68.884 million, while foreign lending increased 0.7% over the same month of 2011, up to 348,686,000 of euros.
On year, the household debt fell 3% in the sixth month of the year, especially the decline in consumer credit, which fell by 3.3% compared with June 2011, reaching 200.432 million of euros.
Mortgage debt also fell in June by 2.2% year on year and stood at 653.974 million euros, representing 76.2% of total household debt.
This ratio is maintained for several years, since the drop in housing investment has paralleled that of total debt, so the amount that families spend at home takes up most of their savings.
In monthly values, the increase in household debt is explained by the increase in 3.3% of consumer loans, compared with a decrease of 0.5% of the mortgage debt.
The corporate debt, meanwhile, fell by 3.2% in June compared to May and fell by 2.2% year on year to 1.23 billion euros, due mainly to falling 5% of loans from resident credit institutions and off-balance sheet securitized loans, which amounted to 813.214 million euros.
In contrast, debt securities grew by 9.1% in June year on year, to 68.884 million, while foreign lending increased 0.7% over the same month of 2011, up to 348,686,000 of euros.
家計の借金は消費者信用の増加により6月に生えていた
住宅ローンの債務は、家計債務の76％を2.2％、アカウントを落ち
2012 AGOマドリッドEP 2 -20:15 CET
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