2012年8月の1年物のEURIBORは0'88%で、住宅ローンは年間1000'00ユーロ安くなる見通し
Las hipotecas se abaratarán unos 1.000 euros al año con la bajada del euríbor
El índice se situará por debajo del 1% de media en agosto por primera vez
Agencias Madrid 30 AGO 2012 - 12:20 CET
The mortgages will become cheaper around 1,000 euros per year with the fall of the Euribor
The rate will be below 1% on average in August first
Agencies Madrid 30 AGO 2012 - 12:20 CET
The twelve-month Euribor, the main indicator to assess duties on mortgages, will fall for the first time in August to reach 1% of the average monthly low of 0.88%, which will lower the mortgages on more than 1,000 euros a year. After placed in July at 1.061%, which marked the lowest level of all time, the Euribor will break a record this month due to shrinking prospects in the euro area in 2012, which paves the way for a further fall in interest rates, which are currently at 0.75%.
The daily quoted the Euribor has been approaching this passing reference during August from 0.9% at the beginning of the month to 0.812%, its lowest daily rate in almost 14 years of history. In August last year, the Euribor was at 2.097%, so that the reduction experienced in recent months will result in a decrease of 85.69 1028.28 per month or per year for the average mortgage for a review reference to August.
Thus, for an average of € 150,000 mortgage with an amortization period of 25 years, the fee will increase from 642.89 euros a month to 557.2 euros. "The market is discounting a further fall in interest rates, although we do not think too much weight in the euro zone, which requires unconventional policies," notes the analyst of Cortal Consors Tomás García-Purriños.
The expert stressed the need for governments to take action to reduce the deficit do not affect the productive and they are combined with measures of growth. From consumer associations also remember that many people will not benefit from the fall in the Euribor, because their mortgages have soil, ie, minimum interest levels that typically range between 2% and 3%.
Euribor marked a record high in July 2008, at 5.393%, and since then began a downward escalation was stopped in 2010 after the then monthly minimum of 1.215% that was marked in March and resumed in mid-2011.
住宅ローンは物Euriborの秋と年間1,000万ユーロより安くなるだろう
率は8月第一で平均1%以下になります
2012 AGO機関マドリード30 - 12:20 CET
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