スペインの不良債権で破綻して国有化されたBankia, Novagalicia Banco, Catalunya Banc, Banco de Valencia は、360億8500万0000ユーロの不動産まどの不良債権を不良債権処理銀行(SAREB)に売却移転。他の銀行も入れると合計500億0000'0000ユーロの不良債権を不良債権処理銀行;SAREB:(la Sociedad de Gestion de Activos Procedentes de la Reestructuracion Bancaria)に売却移転
La banca nacionalizada traspasa al banco malo activos por valor de 36.085 millones
Bankia, Novagalicia Banco, Catalunya Banc y Banco de Valencia firman el trasvase con la Sareb
El Ministerio de Economía prevé que el organismo aglutine en torno a 50.000 millones de activos
Cristina Delgado Madrid 26 DIC 2012 - 13:19 CET
The nationalized banks transferred to the bad bank assets of 36,085,000
Bankia, Novagalicia Banco, Catalunya Banc and Banco de Valencia to sign the transfer Sareb
The Ministry of Finance expects the body brings together around 50,000 million assets
Cristina Delgado Madrid 26 DIC 2012 - 13:19 CET
Since last December 23 communiqués have come as a trickle. The nationalized bank has already signed agreements with the bad bank, the Sareb,, to turn their toxic assets. In total, the four banks participated by the State-Bankia, the Galician NCG Banco, Catalunya Banc and Banco de Valencia, have transferred to this agency 36,084.6 million in total assets, with the aim of cleaning up their balance sheets. According to government forecasts, the bad bank in February will total 50,000 million in assets, when other companies also make their transfers.
Bankia, the largest organization of the four nationalized, is also the most assets transferred to Sareb: 22318000
NCG Bank became the latest to announce to the National Securities Market to 5096.9 billion in assets transferred. The operation of the four entities, although it has been signed, it will not be effective until 31 December. The transfer of these assets and loans will be tied to brick in exchange for bonds issued by the Sareb and you have the guarantee of the Spanish state.
Bankia, the largest organization of the four nationalized, announced recently that will transfer assets worth 22,317.7 million euros, of which 2,850 million came from its parent BFA and the rest of Bankia, which also stands as the nationalized assets to pass to more bad bank. Catalunya Banc pierce 6708000, 5097000 Novagalicia Bank and Banco de Valencia 1,962,000.
The asset transfer agreement signed by the Sareb contemplated that the nationalized banks by the end of 2012 the company signed contracts to agree on the terms of the subscription and payment of such debt securities.
A step in the restructuring
The stress tests applied to banking consultancy Oliver Wyman commissioned by the Ministry of Finance determined the starting square of bank restructuring. In those tests were determined capital requirements that each bank would have different economic scenarios. Furthermore, institutions were embedded in a group (be stipulated four), as the road map to be met.
The nationalized, all in group 1, was set to be stronger balance sheets, for which the bank would turn bad. This body, according to government forecasts, agglutinate when complete the transfer process, in February, some 50,000 million in assets. Most of this amount comes from the nationalized, to which the assets were purchased at different prices, depending on the situation or the age of the same.
In exchange for the assets, bonds issued by entities receive the Sareb that have the state guarantee
Generally explained Restoy Fernando, Deputy Governor of the Bank of Spain and President of the rescue fund, the FROB, must sell foreclosed properties at an average discount of 63% on the gross carrying value (new homes, with a reduction and 54% soil, 79.5%). The loans have an average cut of 45.6%. However, there is no fixed prices.
Once the transfer of nationalized entities, will be the turn of those in group 2, those who have received aid, but not in the hands of the State. These entities, to carry Sareb toxic assets will require a new capital increase and the issuance of new subordinated debt.
0 件のコメント:
コメントを投稿