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住宅ローンの金利の計算に使われるヨーロッパのEURIBORは、過去最低の1'093%を記録
El euríbor marca mínimo histórico
El indicador más usado para el cálculo de hipotecas marca el nivel diario más bajo
A falta de seis días para acabar julio, la media mensual es la más baja de la historia
El País / Agencias Madrid23 JUL 2012 - 11:32 CET
The Euribor mark record low
The indicator used to calculate mortgage brand lowest daily level
With six days to end July, the monthly average is the lowest in history
The Country / Agencies Madrid 23 JUL 2012 - 11:32 CET
The indicator used to calculate mortgage brand lowest daily level
With six days to end July, the monthly average is the lowest in history
The Country / Agencies Madrid 23 JUL 2012 - 11:32 CET
The twelve-month Euribor, the indicator used for the calculation of mortgages, today marked a record low of 1% intraday, the lowest daily level of its more than ten years of history. With the fall in today, a total of fifteen consecutive minimum.
With six sessions to the end of July, indicates an interim monthly average of 1.093%, the lowest in its history below marked minimum in March 2010 of 1.215%. The month of June ended with a monthly average of 1.219%, the second lowest since March.
The Euribor has ranged from a high of 5.393% that marked in July 2008 to 1% today
Since he started taking as a reference in January 1999, the Euribor has ranged from high of 5.393% marked in July 2008 and the interim minimum 1% today. The mean interim builds in July assumed that the Euribor has fallen by half in one year, since July 2011 was 2.183%.
The interbank rate has starred in a sharp decline during the month of July. After starting the month at 1.213%, the decline has been steady. The downward trend rate was beset by the European Central Bank's decision last July 5, lower interest rates from 1% to 0.75%.
The effects of this are already being felt down on mortgages already contracted at variable rates and referenced in the Euribor, if they have no ground clauses. But new mortgages or those who are renegotiating terms become more expensive. If the month is closed at this rate, the average mortgage of 120,000 euros to 20 years to touch them for review in July would experience a decrease of EUR 62.43 monthly fee and a fall of 749.16 euros per year.
With six sessions to the end of July, indicates an interim monthly average of 1.093%, the lowest in its history below marked minimum in March 2010 of 1.215%. The month of June ended with a monthly average of 1.219%, the second lowest since March.
The Euribor has ranged from a high of 5.393% that marked in July 2008 to 1% today
Since he started taking as a reference in January 1999, the Euribor has ranged from high of 5.393% marked in July 2008 and the interim minimum 1% today. The mean interim builds in July assumed that the Euribor has fallen by half in one year, since July 2011 was 2.183%.
The interbank rate has starred in a sharp decline during the month of July. After starting the month at 1.213%, the decline has been steady. The downward trend rate was beset by the European Central Bank's decision last July 5, lower interest rates from 1% to 0.75%.
The effects of this are already being felt down on mortgages already contracted at variable rates and referenced in the Euribor, if they have no ground clauses. But new mortgages or those who are renegotiating terms become more expensive. If the month is closed at this rate, the average mortgage of 120,000 euros to 20 years to touch them for review in July would experience a decrease of EUR 62.43 monthly fee and a fall of 749.16 euros per year.
EURIBORマークレコードが低い
住宅ローンのブランド最低日常レベルを計算するために使用されるインジケータ
7月に終了する6日間で、月平均は史上最低である
国/機関マドリッド23 JUL 2012 - 11:32 CET
7月末までの6セッションでは、1.093パーセントの暫定的な月平均、1.215パーセントの2010年3月にマークされた最小値以下にその歴史の中で最も低いことを示します。 6月には1.219パーセントの月平均、月以来番目に低いで終わった。
EURIBORは、今日1％に、2008年7月にマークされた5.393パーセントの高からであった
彼は1999年1月の基準として取り始めて以来、EURIBORは5.393、2008年7月にマークされた％と暫定的な最小値1％の今日の高からであった。 7月の平均暫定ビルドは2011年7月には2.183パーセントであったので、EURIBORは、一年で半分に落ちたと仮定した。
インターバンク·レートは7月に急減で主演しています。 1.213パーセントで月開始した後、減少は安定してきました。減少傾向率は、低金利を1％から0.75％に、最後の7月5日、欧州中央銀行の決定に悩まされました。
彼らは地面句を持たない場合は、この影響はすでに、すでに変動金利で契約し、EURIBORで参照されている住宅ローンの上に感じている。しかし、条件を再交渉された新しい住宅ローンまたはそれらは、より高価になります。月はこのレートで閉じている場合は、7月のレビューのためにそれらに触れる20歳〜120,000ユーロの平均的な住宅ローンはEUR62.43月額の減少、年間749.16ユーロの下落を経験するでしょう。
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