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スペインのBANCO SABADEL は、2012年1月ー6月には総売上?13億6700万0000ユーロを揚げ、金利利益は8億5400万0000ユーロ、寄付??前の結果(営業利益??)は6億7300万0000ユーロ、2011年には5億4550万0000ユーロを不良債権の貸倒れ損失の貯蔵金として蓄えていたが、2012年は18億8930万0000ユーロに増加した、2012年6月末での総資産は1665億1900万0000ユーロで、顧客の投資額は1233億7800万0000ユーロ
BANCO SABADELL RESULTADOS
Banco Sabadell gana 90,1 millones, un 45 por ciento menos, por las mayores dotaciones
EFE Economía Barcelona25 JUL 2012 - 09:08 CET
BANK RESULTS SABADELL
Banco Sabadell earns 90.1 million, 45 percent less, by higher provisions
EFE Barcelona Economics 25 JUL 2012 - 09:08 CET
Banco Sabadell earns 90.1 million, 45 percent less, by higher provisions
EFE Barcelona Economics 25 JUL 2012 - 09:08 CET
The Sabadell today reported results for the period January to June, the first to include the balances of CAM Bank, now called SabadellCAM, once closed the award of the entity Alicante and obtained the approval from the European Commission.
According to the note sent to the National Securities Market Commission (CNMV), the gross margin of Banco Sabadell in this period amounted to 1.367 million euros, up 6.5%, while net interest income increased by 11.7% year on year to 854 million.
For its part, the result before provisions is 673.1 million, up 2.1% over the previous year.
The entity that presides Josep Oliu has highlighted the strong performance, despite "uncertainty and complexity of the macroeconomic environment" of this period, which was also marked by the demand for new allocations by the Government.
Specifically, the Sabadell has allocated to provisions for credit losses and real estate and financial impairments of EUR 1889.3 million, representing a 246% increase over the same period of 2011, which were earmarked for this 545.5 million.
The provisions already established and recorded as part of the operation CAM Bank, closed the second half, they represent a coverage of 15.6% of the total exposure of Banco Sabadell.
The income of the last quarter also includes the capital gain of EUR 28 million from the sale of 20% of the share capital of Banco del Bajio Mexican entity and a payment of just over 933 million by the application of the fund negative goodwill generated by the integration of CAM Bank.
At the end of June, total assets of the Banco Sabadell Group added 166 519 000 (+75,2%), while gross loans totaled 123.378 million customers (+70.6%), counting in both cases the contribution of CAM Bank.
In terms of customer funds on balance, they present a balance of 75.571 million, almost 48% more growth coming mainly motivated by the favorable evolution of the deposits, which grew by 67.2%, and accounts at the hearing that another 47.6% increase.
Once built the customer base of CAM Bank, Banco Sabadell more than 5.4 million customers, an increase of 109.7%, and has an equity capital reaching 7,780 million, 23.2 % more.
After the exchange of preferred securities and subordinated to the CAM, the ratio of core capital of the group stood at 10.04% -9.6% according to criteria of the European Banking Authority.
The integration of CAM Bank has also increased the default rate of Sabadell, which stands at 7.82%, compared to 5.55% the previous year, regardless of the assets by the Asset Protection Scheme.
The Sabadell stresses in this regard that this ratio still remains "well below" the industry average, which already exceeds 9%.
The operation of CAM Bank has further enabled Sabadell increase its workforce to the 16,754 employees, about 6,000 more than in the first quarter of 2011, and dispose of 2,202 offices, compared to the 1,379 it had last year.
Indeed, CAM offices located in Murcia and Valencia will be identified from now branded SabadellCAM.
According to the note sent to the National Securities Market Commission (CNMV), the gross margin of Banco Sabadell in this period amounted to 1.367 million euros, up 6.5%, while net interest income increased by 11.7% year on year to 854 million.
For its part, the result before provisions is 673.1 million, up 2.1% over the previous year.
The entity that presides Josep Oliu has highlighted the strong performance, despite "uncertainty and complexity of the macroeconomic environment" of this period, which was also marked by the demand for new allocations by the Government.
Specifically, the Sabadell has allocated to provisions for credit losses and real estate and financial impairments of EUR 1889.3 million, representing a 246% increase over the same period of 2011, which were earmarked for this 545.5 million.
The provisions already established and recorded as part of the operation CAM Bank, closed the second half, they represent a coverage of 15.6% of the total exposure of Banco Sabadell.
The income of the last quarter also includes the capital gain of EUR 28 million from the sale of 20% of the share capital of Banco del Bajio Mexican entity and a payment of just over 933 million by the application of the fund negative goodwill generated by the integration of CAM Bank.
At the end of June, total assets of the Banco Sabadell Group added 166 519 000 (+75,2%), while gross loans totaled 123.378 million customers (+70.6%), counting in both cases the contribution of CAM Bank.
In terms of customer funds on balance, they present a balance of 75.571 million, almost 48% more growth coming mainly motivated by the favorable evolution of the deposits, which grew by 67.2%, and accounts at the hearing that another 47.6% increase.
Once built the customer base of CAM Bank, Banco Sabadell more than 5.4 million customers, an increase of 109.7%, and has an equity capital reaching 7,780 million, 23.2 % more.
After the exchange of preferred securities and subordinated to the CAM, the ratio of core capital of the group stood at 10.04% -9.6% according to criteria of the European Banking Authority.
The integration of CAM Bank has also increased the default rate of Sabadell, which stands at 7.82%, compared to 5.55% the previous year, regardless of the assets by the Asset Protection Scheme.
The Sabadell stresses in this regard that this ratio still remains "well below" the industry average, which already exceeds 9%.
The operation of CAM Bank has further enabled Sabadell increase its workforce to the 16,754 employees, about 6,000 more than in the first quarter of 2011, and dispose of 2,202 offices, compared to the 1,379 it had last year.
Indeed, CAM offices located in Murcia and Valencia will be identified from now branded SabadellCAM.
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