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2012年7月の12カ月のユーロビー?(欧州銀行間金利)は、1'206%に減少、2012年6月は1'219%
El euríbor toca su mínimo histórico a la expectativa de rebaja de los tipos
El índice interbancario, la referencia para los precios de las hipotecas, cae al 1,206
Los inversores confían en que el BCE rebaje mañana los tipos de interés
The Euribor touched a record low in expectation of rate cut
The interbank rate, the benchmark for mortgage rates, fell to 1.206
Investors rely on the morning recess ECB interest rates
Mars Amanda Madrid 4 JUL 2012 - 12:20 CET
The interbank rate, the benchmark for mortgage rates, fell to 1.206
Investors rely on the morning recess ECB interest rates
Mars Amanda Madrid 4 JUL 2012 - 12:20 CET
The 12-month Euribor, which is the average rate at which banks lend to each other euro area and serves as a benchmark for pricing of mortgages, has now reached a record low due largely to the investment community expects the European Central Bank (ECB) approved a cut-historically also of interest rates, ie the price of money. The eight-month Euribor down today and played a 1.206% floor.
Before the crisis, the Euribor was above 5% and interest rates at 4.25%. From there began a downward path, with new spikes in the time when the economy seemed to recover and the ECB wanted to re-tie short inflationary risks, but relapse again left interest rates at lows.
With inflation at around 2%, the ECB has little excuse not to cheapen the money
If the ECB cuts interest rate, the Euribor is also reduced and this is just shifting the cost of mortgages, lowering the fees families pay each mes.El Euribor ended June at 1.219%, the second half monthly decline since the previous record low (1.215% on March 2010). Thus, an average mortgage of € 150,000 (one year contract) and with a repayment term of 25 years for a review in June will become cheaper to approximately 66 788 euros per month per year. However, new mortgages and those whose terms are being renegotiated with the banks become more expensive in the past.
The words of Mario Draghi morning after the meeting of the governing council of the ECB in Frankfurt will determine what happens to the shares of the mortgage on and can be a great stimulus in monetary policy. Interest rates in Europe are at the 1%, which is already the lowest in the entire career of the common currency, but much higher than even the U.S. (0.25%), Japan (0.1 %) or UK (0.5%).
Guys can get off tomorrow quarter or half point
Most analysts believe the ECB has no excuses now to guard this great bullet for longer and reduce the price of money in a quarter or half point, as it is controlled in the eurozone inflation at around 2%. And the stimulus, although it seems that European politicians begin to outline solutions to the banking crisis, are still necessary: the volume of retail trade in the euro area, for example, last May increased 0.6% from April but fell by 1.7% over the same month a year ago, according to data released today by the European statistical office, Eurostat.
If Draghi morning announced a cut of 25 basis points (ie 0.25 percentage points), interest rates are set at the 0.75% and if you dare with the 50 (0.50 percentage points), the types the eurozone will be at 0.50%. In both cases, it is the cheapest money in history of the single currency. This reduction will lower the value of the euro against the dollar, something that is not negative, as it will lower European exports will fuel foreign demand as an engine of recovery.
Before the crisis, the Euribor was above 5% and interest rates at 4.25%. From there began a downward path, with new spikes in the time when the economy seemed to recover and the ECB wanted to re-tie short inflationary risks, but relapse again left interest rates at lows.
With inflation at around 2%, the ECB has little excuse not to cheapen the money
If the ECB cuts interest rate, the Euribor is also reduced and this is just shifting the cost of mortgages, lowering the fees families pay each mes.El Euribor ended June at 1.219%, the second half monthly decline since the previous record low (1.215% on March 2010). Thus, an average mortgage of € 150,000 (one year contract) and with a repayment term of 25 years for a review in June will become cheaper to approximately 66 788 euros per month per year. However, new mortgages and those whose terms are being renegotiated with the banks become more expensive in the past.
The words of Mario Draghi morning after the meeting of the governing council of the ECB in Frankfurt will determine what happens to the shares of the mortgage on and can be a great stimulus in monetary policy. Interest rates in Europe are at the 1%, which is already the lowest in the entire career of the common currency, but much higher than even the U.S. (0.25%), Japan (0.1 %) or UK (0.5%).
Guys can get off tomorrow quarter or half point
Most analysts believe the ECB has no excuses now to guard this great bullet for longer and reduce the price of money in a quarter or half point, as it is controlled in the eurozone inflation at around 2%. And the stimulus, although it seems that European politicians begin to outline solutions to the banking crisis, are still necessary: the volume of retail trade in the euro area, for example, last May increased 0.6% from April but fell by 1.7% over the same month a year ago, according to data released today by the European statistical office, Eurostat.
If Draghi morning announced a cut of 25 basis points (ie 0.25 percentage points), interest rates are set at the 0.75% and if you dare with the 50 (0.50 percentage points), the types the eurozone will be at 0.50%. In both cases, it is the cheapest money in history of the single currency. This reduction will lower the value of the euro against the dollar, something that is not negative, as it will lower European exports will fuel foreign demand as an engine of recovery.
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