スペイン政府の年金改革の専門家による審議会は、老人化社会の年金者増大と人口減少による社会保険料の減収による年金制度崩壊を防止するために年金の改革(年金額削減)は、避けられないと弁護
Los expertos dicen que acusarles de bajar las pensiones es “matar al mensajero”
El informe señala que "todo el delito que han cometido" es señalar un problema ya existente
Sus previsiones son de una "disminución significativa" por la aplicación de las fórmulas
Piden aprovechar la crisis porque ahora "el sacrificio es más fácil de aceptar"
Los expertos proponen pensiones más bajas en tiempos de crisis
Un ejemplo práctico: ¿Cuánto bajará mi pensión?
Miguel Jiménez / Manuel V. Gómez Madrid 7 JUN 2013 - 09:57 CET
Experts say that accuse them of lower pensions is "kill the messenger"
The report notes that "all the crime they have committed" is to point out an existing problem
Their forecasts are a "significant decrease" in the application of the formulas
They ask to use the crisis because now "the sacrifice is more acceptable"
Experts propose lower pensions in times of crisis
A practical example: How will lower my pension?
Miguel Jimenez / Manuel V. Gomez Madrid 7 JUN 2013 - 9:57 CET
Experts have decided to defend themselves before they attack. The group of experts selected by the Government to propose a sustainability factor in the pension system uses part of the report drawn up to justify that they are not to blame that pensions will be lower when applying the two formulas. Blame them would "kill the messenger," they argue. Because the report explicitly acknowledges that predictability is "a significant reduction" of the average pension to the average wage. They conclude that we must seize the opportunity provided by the crisis to implement the reform because now, for the citizens, "the sacrifice is easier to accept."
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The report explains that the key is that for pensioners and active life can sustain adequate levels, with higher average pensions need that pension income to grow at a rate greater than the number of pensioners. "Revenues must grow faster than the number of beneficiaries to sustain pensioners relative living standards equivalent to the current point." This is something that emerges sustainability factor, but do not think "they say.
They continue: "Sustainability Factor impute sin to cut in relative living standards of future retirees amounts to kill the messenger. Accusing him all the crime he has committed is to point out something that was already there before he arrived. Rather, what you need to do, in light of what this report reveals, is to take the bull by the horns, and work, from tomorrow to get decent pensions and reasonably accurate compared with the standard of living you have those who are active within decades, "says the report.
Because what we are sure of is that what the foreseeable effect of their formulas: lower pensions. "Current forecasts suggest that the dependency rate [the number of pensioners per contributor] rise significantly in the coming years as a result of the baby boom, unless carried out structural reforms that lead to a increase in the number of contributors. should this not be the case, the implementation of the Sustainability Factor (both through the application of the FRA FEI) will result in a significant decrease of the average pension to the average wage. " The FEI and the FRA are Intergenerational Equity Factor and Factor Price change, the two new formulas proposed and which will lower pensions in the future.
Take advantage of the crisis to the cut
The report makes clear that if asked a factor of sustainability is because there are risks of unsustainable or imbalance. And they claim that "the quality of the present moment as financially committed time makes it ideal to introduce a reform society, though, must be credible and reasonable." Or, in other words: you have to use the crisis to make changes. "Sacrifice is easier to accept in times committed in the midst of the boom," they say.
But experts also advocate another argument: "The proposals made here do not prejudge Spanish society decides to inflate the pension system a few economic resources or other sources," says the report.
スペイン政府の年金改革の専門家による審議会は、老人化社会の年金者増大と人口減少による社会保険料の減収による年金制度崩壊を防止するために年金の改革(年金額削減)は、避けられないと弁護
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