国際通貨基金（IMF）と欧州委員会と欧州中央銀行ECBは、スペインの金融(銀行)改革の状況を視察し、スペイン国立銀行によるスペインの銀行の監督#管理の具体的な改革を要求、信用金庫の銀行業務からの撤退を示唆。
La troika pide que España concrete la reforma de la supervisión bancaria
El FMI y la Comisión reclaman un plan de negocio creíble para el banco malo
Insisten en que las cajas deben vender gradualmente sus paquetes de control en los bancos
Los organismos aplauden las reformas financieras y la marcha del rescate bancario
Los riesgos para la economía y el sector financiero son aún “elevados”, dicen sus técnicos
Miguel Jiménez Madrid 4 FEB 2013 - 15:48 CET
The troika asks Spain concrete reform of banking supervision
The IMF and the Commission call for a credible business plan for bad bank
They insist that the boxes must gradually sell their control packets in banks
Agencies applaud financial reforms and the progress of the bank bailout
The risks to the economy and the financial sector are still "high", say his technical
Miguel Jimenez Madrid 4 FEB 2013 - 15:48 CET
The International Monetary Fund (IMF), the European Commission and the ECB believe that they have made great progress in cleaning up the Spanish financial system, but insist that we must not lower our guard. The conclusions of the second monitoring mission that black men have the troika published today, representatives of the three institutions demand a clear timetable for reform of supervision to implement the measures that the Bank of Spain issued a the scandal of the inspectors. The troika also puts the bad bank duties and insists that the new law should contain sufficient incentives boxes to divest boxes in banks.
These are the findings after the visit of IMF staff, the Commission and the ECB conducted between January 25 and February 1 after meeting with officials and private sector representatives. The final report will be published in early March.
The troika welcomed the "significant progress" made, such as cleaning up banks' capital needs, which in his opinion should improve confidence in the system and its ability to support the real economy. And he admits that the bulk of all European bailout conditions have been met already. But he stresses that it is necessary to complete ongoing reforms and strengthening supervision "and that risks to the economy and therefore for the financial sector remain high because Spain is going through a difficult process of fiscal adjustment and external."
The duties pending, is the reform of supervision. "To protect the progress of the program, it will be important to continue to closely monitor the health of the financial system," says the document. International organizations believe that and to facilitate the future transfer of supervisory powers to the European Central Bank (ECB), "should be set specific timetables for implementing the recent proposals of the Bank of Spain to strengthen its monitoring procedures."
moreThe IMF black men back to SpainThe Bank of Spain will punish banks that have boxesThe purpose of the regional power in the boxesThe Sareb starts selling homes in the branches of nationalized
These measures were published by the Bank of Spain after the scandal caused by the report of the Association of Inspectors. The IMF looks good proposals, such as increasing the field monitoring or the best documentation of inspection practices, but want to be put in place soon.
Another point that the IMF does not end see clearly is the bad bank, dubbed Sareb. Although this has already drawn up a business plan, the Fund staff does not seem convincing. They claim the "completion and updating of a comprehensive business plan in the long term" and also the implementation of service agreements "robust" to safeguard the value of bad bank assets.
The IMF also remains vigilant with the requirement to savings banks, which will become the banking foundations that "gradually divest its controlling stakes in commercial banks." The Fund believes that there must be "effective incentives" for that to happen. The reasoning behind that late notice is that the Bill of boxes containing instruments to create an incentive for the divestment, but it will depend on how you implement these measures (as the reserve fund) to be truly effective.
Finally, the IMF applauds the Government's plan to increase the protection of mortgagors more vulnerable to evictions, but keeping the "strong credit discipline" mortgage. Which is to say that the reform has been soft enough to not embarrass banks.
Rehn calls for Spain remains focused on its reforms
EFE
Vice President of the European Commission (EC), Olli Rehn, on Monday praised the "successful" completion of the second review of bank restructuring in Spain, while recommending complete with rigor and focus on sound public finances and economic reforms .
"The successful conclusion of the second review mission to Spain shows that repair and Spanish financial sector reform is proceeding apace," the commissioner also Economic and Monetary Affairs in a press release. He added that "the recapitalization and bank restructuring is ongoing and the Asset Management Company from the Bank Restructuring (Sareb) has already been established and become operational."
EC vice-president also stressed "welcome fall" of the costs of financing sovereign debt in recent months. He noted that this decline reflects "the growing investor confidence in the measures taken in Spain and the eurozone to address both the symptoms and the causes of the crisis." In this regard, he said, to take this important step and ensure that benefits are passed on to the real economy, "it is essential that Spain continue to focus both on sound public finances and in the determined implementation of economic reforms."
0 件のコメント:
コメントを投稿