スペインの大手銀行は2012年には81%減少の18億5600万0000ユーロの収益、Banco Santander は22億0500万ユーロの収益、BBVA は16億7600万0000ユーロ、CaixaBankは81%減少の2億3000万0000ユーロ、Banco Popular は24億6100万0000ユーロの赤字·損失、Banco Sabadelは8200万0000ユーロ、Bankinterは1億2400万0000ユーロ、Bankiaは200億0000'0000ユーロの損失·赤字、(2011年は33億1800万0000ユーロの損失)。引き当ての準備金として500億0000'0000ユーロをあてる。
La gran banca reduce sus beneficios un 81% en el año del rescate del sector
Las seis entidades que cotizan en el Ibex cierran 2012 con unas ganancias de 1.856 millones
El sector ha pasado en cinco años de obtener beneficios récords a unos resultados modestos
Cuando se sume Bankia, el balance del sector será unos números rojos multimillonarios
Álvaro Romero Madrid 1 FEB 2013 - 13:28 CET
The big banks reduce their profits by 81% in the sector rescue
The six companies listed on the Dow closed 2012 with a profit of 1.856 million
The industry has spent over five years of record profits to modest results
When you add Bankia, the balance of the red sector will be a billionaire
Alvaro Romero Madrid 1 FEB 2013 - 13:28 CET
The history of Spanish banks in the last five years is the story of a journey from heaven to hell. So from 2007 until now, the industry has gone from record profits look to present a rather modest results pressured by the need to clean up balance sheets and digest their high exposure to real estate, which was precisely the bet allowed multiply your winnings the boom years. In 2012, the year of the European bailout of the sector, the six main banks Bankia permit system, which is under state control and was ejected from the FTSE, recorded a profit of 1.856 million among them, 81% less than in 2011.
In 2012, the big Spanish banks, Santander, BBVA, Caixabank, Popular, Sabadell and Bankinter, accelerated healing process after successive twists of the Government, that these measures sought to restore confidence in the sector. In February, the Minister of Economy, Luis de Guindos, won the first of which require institutions to raise endowments, which are funds to cover potential losses on their toxic loans to the brick. In May and after the entry of the FROB in Bankia, the minister gave the second of these twists to extend the provisions to the entire real estate portfolio were healthy or not.
moreSpanish banks back to the ECB 44,000 millionThe FROB believed to stabilize the banking cost 150,000 millionSantander's profit falls by 59% and back to 2000 levelsThe BBVA earns 44.2% less in 2012 by provisionsThe Popular suffers a loss of 2.461 millionCaixaBank reduces their profits by 78% to 230 million
Thus, known as decrees Guindos, besides the continued rise in delinquencies and loss of value of some assets, forced to spend six major provisions and allocations to more than 50,000 million euros over the period, although This evaluation includes the problematic loans made by Santander or BBVA abroad. The effort, in any case, he ate most of the margins of the entities. However, the determining factor was the entry into the People's losses, which has gone through its most difficult year in years. The bank chaired by Ron Angel suffered some red numbers 2,461,000, although this has been cleaning up its real estate portfolio.
For the rest, the Santander was again the leader with 2.205 million in profits, which in any case is back to 2000 levels in terms of profits. These were followed by BBVA, which won 1.676 million net; Caixabank, which recorded a significant drop in profits of 78% to 230 million, Bankinter, with 124 million, and Sabadell, with 82 million after taking over the CAM. In any case, the sector balance would be reduced to zero if included here the results of Bankia, something that the organization headed by José Ignacio Goirigolzarri entitled insofar. The group suffered a loss of 3,318 million in 2011, although at first introduced profit of 300 million, and is expected to have a negative result of 20,000 million when it publishes its accounts for 2012.
During the past year also extended the consolidation process started in 2009 and which has resulted in an impressive cut in the total number of entities. Specifically, from fifty to 14 banks and banks, without the tiny Caixa Ontinyent Pollensa. And down, since the process is not over.
It is precisely this sequence of mergers, takeovers, nationalizations and allotments what precisely determines the exercise compared to pre-2011. So can approximate indicate, however, that the six major obtained a net profit of 19.318 million in 2007, the last year that managed to improve their results. Facing then 2012 earnings represent only 10.5%.
In late 2007, the bubble burst and years later, in 2010, came the overflow debt problems of the euro. The sum of both phenomena, to which must be added the persistent economic decline, ended Spanish banks putting the spotlight on international markets after a period when it seemed that the crisis was not with them and, eventually, European rescue by forcing the accumulated problems for a great number of ancient boxes.
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