Barcelona - 25-01-2012
http://ccaa.elpais.com/ccaa/2012/01/24/catalunya/1327434557_791332.html
The Government asks banks to mediate before evicting delinquent
CiU ask the Government to establish a "Second Chance Act"
Clara Blanchar Barcelona 26 ENE 2012 - 19:44 CET
The drama of eviction for nonpayment of the mortgage is so great that the Government publicly yesterday asked the banks to accept a mediation process before beginning the trial process or attorney to take the families of the homes. The outcry launched the Housing Secretary, Carles Sala, who expressed his willingness to express it shortly in an agreement with financial institutions.
Hall also said that the parliamentary group of CiU ask the Secretary of Housing of the Spanish Government to create a law of indebtedness or "second chance" to enable families to pay what you can and set the counter of your debts to zero. Closed the day room, with the title mortgage mediation as a solution to the risk of homelessness, brought together council housing councils, mediators, social organizations and even representatives of five banks.
Especially acclaimed were the statements by the representatives of the councils of Sabadell and Terrassa, which has created a matchmaking service that has two heads: the Town Hall and Bar. Lara Fort, the Consistory of Sabadell, called "breaking with the idea that there is nothing to do." While there is no legislative reform to prevent it, the speakers pushed for interim solutions, such as moratoriums on executions, requested by the Councillor for Housing Sabadell, Lluïsa Melgares-payment in kind, that families can remain in rental housing or debt renegotiations. Participants also agreed to ensure that, if only because they have no choice, because people are unemployed and can not pay, they are showing favorable compromise.
The Government did not invite any of the tables to the pioneer in bringing to light the problem of evictions and fighting to avoid the Platform of People Affected by Mortgage (PAH). However, the public was one of their spokesmen, Ada Colau, speaking and expressed his fear to be called "mediation" process among indebted households and banks, because "there is not voluntary, there is the pressure on families - and there is no equality between the parties, one of which is much stronger. " Colau expressed the fear that the PAH mediation "serve to cover the outlet holes and structural postpone the problem, it would be a legal change."
A representative of the Association of Users of Banking, Adicae, warned that mortgages and deeds signed before a notary "are riddled with irregularities and unfair," which are other slit to prevent evictions.
Hall also said that the parliamentary group of CiU ask the Secretary of Housing of the Spanish Government to create a law of indebtedness or "second chance" to enable families to pay what you can and set the counter of your debts to zero. Closed the day room, with the title mortgage mediation as a solution to the risk of homelessness, brought together council housing councils, mediators, social organizations and even representatives of five banks.
Especially acclaimed were the statements by the representatives of the councils of Sabadell and Terrassa, which has created a matchmaking service that has two heads: the Town Hall and Bar. Lara Fort, the Consistory of Sabadell, called "breaking with the idea that there is nothing to do." While there is no legislative reform to prevent it, the speakers pushed for interim solutions, such as moratoriums on executions, requested by the Councillor for Housing Sabadell, Lluïsa Melgares-payment in kind, that families can remain in rental housing or debt renegotiations. Participants also agreed to ensure that, if only because they have no choice, because people are unemployed and can not pay, they are showing favorable compromise.
The Government did not invite any of the tables to the pioneer in bringing to light the problem of evictions and fighting to avoid the Platform of People Affected by Mortgage (PAH). However, the public was one of their spokesmen, Ada Colau, speaking and expressed his fear to be called "mediation" process among indebted households and banks, because "there is not voluntary, there is the pressure on families - and there is no equality between the parties, one of which is much stronger. " Colau expressed the fear that the PAH mediation "serve to cover the outlet holes and structural postpone the problem, it would be a legal change."
A representative of the Association of Users of Banking, Adicae, warned that mortgages and deeds signed before a notary "are riddled with irregularities and unfair," which are other slit to prevent evictions.
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