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国際通貨基金(IMF)はスペインの不良債権で破綻寸前で国有化されたBANKIA銀行の資本増強には、140億0000'0000ユーロが必要とかなり甘い(ぼけた?)見通し
El FMI cifró las necesidades de capital de Bankia entre 13.000 y 14.000 millones
La cifra es entre 5.000 y 6.000 millones inferior a los 19.000 millones pedidos por la entidad
Sandro Pozzi / Miguel Jiménez Nueva York / Madrid13 JUN 2012 - 21:30 CET
The IMF amounted capital needs Bankia between 13,000 and 14,000 million
The figure is between 5,000 and 6,000 million lower than the 19,000 million requested by the entity
Sandro Pozzi / Miguel Jimenez New York / Madrid 13 JUN 2012 - 21:30 CET
The figure is between 5,000 and 6,000 million lower than the 19,000 million requested by the entity
Sandro Pozzi / Miguel Jimenez New York / Madrid 13 JUN 2012 - 21:30 CET
The International Monetary Fund (IMF) amounted capital requirements Financial Group and Savings Bank-Bankia between 13,000 and 14,000 million euros, according to the international body. That means that his analysis showed a figure between 5,000 and 6,000 million euros less than the 19,000 million it has requested the new management team Bankia, led by Jose Ignacio Goirigolzarri. Agency sources explained that the methodology is different in both cases and that they did not enter the analysis of portfolios or refinancing, or took into account the additional damage the economy is experiencing at the start of 2012, so the IMF itself has to admit that probably the number of Bankia itself is more reliable.
The main value of the difference between the two figures is that it can give a rough idea of what the capital needs of the whole industry if the difference between the IMF's analysis and resulting from consultancies and audits that have ordered the Bank of Spain and the Ministry of Economy is similar to other entities.
If the computation of the IMF pointed to needs capital of 37,000 million, a deviation from 40% to 50% of Bankia, take the figure of 50,000 to 55,000 million
Thus, if the total count of the IMF pointed to needs capital of 37,000 million, a deviation from 40% to 50% recorded in Bankia, take the total to around the 50,000 to 55,000 million euros. In fact, the IMF felt that it was appropriate to multiply the figure by a factor of 1.5 to 2 (from 55,000 to 75,000 million) to leave a margin or security blanket. Finally, Spain has requested a ransom of up to 100,000 million to clean up the banking, although the Government expects the need for a much lower figure.
The banking review by independent experts is being carried out in two phases. In the first, with the database of the Bank of Spain and the models of consultancy Oliver Wyman and Roland Berger, will be estimated global needs. In the second, determine how much you need each entity.
The Government was for weeks trying to put the message that the IMF report had determined that 70% of the Spanish financial system was healthy, but the conclusions of the final report have not said that. The IMF has concluded that the three main banks (Santander, BBVA and La Caixa, which represent about 47% of the system) are able to withstand a further deterioration of the economy. The next healthiest group (16% of the sector) is composed of Sabadell, Popular, Bankinter Kutxa Bank, of which the Fund said to have resisted without state aid, some of which may be under pressure to meet requirements provisions and may suffer losses in 2012. Then, according to the report, are located Bankia, nationalized banks and (Novagalicia and CatalunyaCaixa) and other entities to aid in the form of preference shares.
In the adverse scenario, which determines that the capital requirements are 37,000 million, there are 17 entities (59% of the total, although they represent a smaller percentage of assets) who fail the test of the IMF, ie not achieve solvency of 7% of core capital (core tier 1). The bar above this represent far less than 70% of the sector they often raised the finance minister, Luis de Guindos, but in the IMF report is not listed anywhere.
The main value of the difference between the two figures is that it can give a rough idea of what the capital needs of the whole industry if the difference between the IMF's analysis and resulting from consultancies and audits that have ordered the Bank of Spain and the Ministry of Economy is similar to other entities.
If the computation of the IMF pointed to needs capital of 37,000 million, a deviation from 40% to 50% of Bankia, take the figure of 50,000 to 55,000 million
Thus, if the total count of the IMF pointed to needs capital of 37,000 million, a deviation from 40% to 50% recorded in Bankia, take the total to around the 50,000 to 55,000 million euros. In fact, the IMF felt that it was appropriate to multiply the figure by a factor of 1.5 to 2 (from 55,000 to 75,000 million) to leave a margin or security blanket. Finally, Spain has requested a ransom of up to 100,000 million to clean up the banking, although the Government expects the need for a much lower figure.
The banking review by independent experts is being carried out in two phases. In the first, with the database of the Bank of Spain and the models of consultancy Oliver Wyman and Roland Berger, will be estimated global needs. In the second, determine how much you need each entity.
The Government was for weeks trying to put the message that the IMF report had determined that 70% of the Spanish financial system was healthy, but the conclusions of the final report have not said that. The IMF has concluded that the three main banks (Santander, BBVA and La Caixa, which represent about 47% of the system) are able to withstand a further deterioration of the economy. The next healthiest group (16% of the sector) is composed of Sabadell, Popular, Bankinter Kutxa Bank, of which the Fund said to have resisted without state aid, some of which may be under pressure to meet requirements provisions and may suffer losses in 2012. Then, according to the report, are located Bankia, nationalized banks and (Novagalicia and CatalunyaCaixa) and other entities to aid in the form of preference shares.
In the adverse scenario, which determines that the capital requirements are 37,000 million, there are 17 entities (59% of the total, although they represent a smaller percentage of assets) who fail the test of the IMF, ie not achieve solvency of 7% of core capital (core tier 1). The bar above this represent far less than 70% of the sector they often raised the finance minister, Luis de Guindos, but in the IMF report is not listed anywhere.
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